Kredit Point – Terms & Conditions

1. Acceptance of Terms: By accessing and using the Kredit Point website (the “Site”) and its services, you agree to comply with and be bound by the following terms and conditions (“Terms”). If you do not agree to these Terms, please refrain from using our services.

2. Services Offered: Kredit Point offers financial assistance, loans, credit cards, and stock market services with investment opportunities. These services are subject to change without notice.

3. Eligibility: To use Kredit Point’s services, you must be at least 18 years old and capable of forming a legally binding contract. By using our services, you confirm that you meet these eligibility requirements.

4. Financial Products: Kredit Point provides information on various financial products, including loans, credit cards, and stock market opportunities. It is important to note that the availability of these products may vary based on your location and eligibility criteria.

5. Investment Risks: Investing in the stock market involves risks, and past performance is not indicative of future results. Kredit Point is not responsible for any financial losses incurred through investments. Users are encouraged to conduct thorough research and seek professional advice before making investment decisions.

6. Free Demat Account Offer: Kredit Point is affiliated with Upstox, and we offer a link to open a free demat account with Upstox at https://upstox.com/open-demat-account/?f=K5TT. By using this link, you acknowledge and agree to Upstox’s terms and conditions for opening a demat account.

7. Privacy Policy: Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. User Responsibilities: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. Kredit Point is not liable for any unauthorized access to your account.

9. Termination of Services: Kredit Point reserves the right to terminate or suspend your access to the Site and services at any time without notice for any reason, including violation of these Terms.

10. Changes to Terms: Kredit Point may modify these Terms at any time. Changes will be effective immediately upon posting on the Site. It is your responsibility to regularly review these Terms.

11. Governing Law: These Terms are governed by and construed in accordance with the laws of [jurisdiction]. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in [jurisdiction].

By using Kredit Point’s services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.