Refund & Cancellation Policy for Kredit Point 

At Kredit Point, we understand the importance of transparency and customer satisfaction. Our Refund & Cancellation Policy has been designed to provide clarity on the terms and conditions related to financial assistance, loans, credit cards, stock market services, and investment opportunities offered on our platform.

1. Loan Refund Policy:

   • Once a loan has been approved and disbursed, it cannot be canceled or refunded.
   • Any fees associated with loan processing or documentation are non-refundable.
   • In case of prepayment or early closure of the loan, the customer may be eligible for certain interest rebates. The specific terms will be outlined in the loan agreement.

2. Credit Card Refund Policy:

   • Any fees or charges associated with the issuance of a credit card are non-refundable.
   • Customers may request a refund for annual fees within 30 days of card issuance. After this period, the fees are considered non-refundable.
   • Transactions made using the credit card are subject to the terms and conditions of the respective merchants. Refunds for these transactions are governed by the policies of the merchants.

3. Stock Market Services Refund Policy:

   • Subscription fees for stock market advisory or research services are non-refundable.
   • Kredit Point is not responsible for any losses incurred in the stock market. All investment decisions are the responsibility of the customer.

4. Investment Opportunities Refund Policy:

   • Investments in various financial instruments, including mutual funds and stocks, are subject to market risks. Kredit Point does not guarantee returns, and investments are made at the customer’s own risk.
   • Redemption requests for investments may be subject to market conditions and specific terms outlined by the fund or security.

5. Demat Account Opening:

   • Opening a Demat account is free of charge.
   • Customers can open a Demat account by visiting this link.

6. Cancellation Process:

   • Cancellation requests for any services must be submitted in writing through the customer’s registered email address.
   • Kredit Point reserves the right to charge a cancellation fee for certain services.

7. Modification of Terms:

   • Kredit Point reserves the right to modify the Refund & Cancellation Policy at any time. Customers will be notified of any changes through their registered email addresses.

By availing our financial services and using our platform, customers agree to abide by the terms and conditions outlined in this Refund & Cancellation Policy. It is recommended that customers carefully review the policy before availing any services from Kredit Point.

For any inquiries or assistance, customers can contact our customer support team at